USDA

United States Department of Agriculture Loan

Looking to buy a property in a rural area? This loan is for you. The USDA-backed loan offers qualifying low-to-moderate income borrowers the option of no down payment when they buy in a designated rural area.

Paying too much for your mortgage?

Just answer the simple questions below to calculate a lower mortgage rate & payment. We make the process quick & easy.

Loan Requirements

Min. Credit score:

620

Min. Down Payment:

Loan Features

low-income requirements
USDA-backed
Allows seller contribution to closing costs

Disclaimer: This is not an approval or a commitment to lend. This information is provided in an effort to better inform you about the loan products we offer at Oz Lending. Rates, terms and conditions are subject to change without notice.

Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process.

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