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Oz Lending Loan Process

Connection

Starting with an in-depth conversation allows us to get a better understanding of your specific needs. By Making this connection we'll be able to tailor your experience so that it's just right for you.

woman on floor buying a new home

Connection

Starting with an in-depth conversation allows us to get a better understanding of your specific needs. By Making this connection we'll be able to tailor your experience so that it's just right for you.

Application

Through the application we're able to learn even more about your specific circumstances; that will help us to keep things moving with your loan process. We'll even be able to give you a better idea of what you're able to spend on your new home.

Documentation

We’ll need your help on this part. Certain documents are critical to have in order to keep your home loan moving. Please provide these as quickly as possible when the request comes through to avoid delays. If you’re unsure about a request, your Loan Wizard comes in handy and can help guide you through.

Documentation

We’ll need your help on this part. Certain documents are critical to have in order to keep your home loan moving. Please provide these as quickly as possible when the request comes through to avoid delays. If you’re unsure about a request, your Loan Wizard comes in handy and can help guide you through.

man on couch buying a new home

Contract Executed (or) TBD Underwriting

We have an option pre-approve you and get you ready for an execuatable contract on your new home prior to finalizing all the steps required for full approval. This can help you to get your offer in fast and ensure you don't miss out!

Contract Executed (or) TBD Underwriting

We have an option pre-approve you and get you ready for an execuatable contract on your new home prior to finalizing all the steps required for full approval. This can help you to get your offer in fast and ensure you don't miss out!

Inspection & Appraisal

These are key components of buying a home. As well as financing one. We'll work hard to get these items scheduled and rolling as soon as possible.

Undewritting

Next comes the Underwriter! They'll conduct a super thorough review of your loan and request conditions. Your loan wizard will work with you to get these items resolved and keep the file moving right along.

Undewritting

Next comes the Underwriter! They'll conduct a super thorough review of your loan and request conditions. Your loan wizard will work with you to get these items resolved and keep the file moving right along.

Processing

Your Oz Lending Processor is part of your team that will get you to closing on time. They'll work closely with you and your Loan Wizard to ensure everything needed for approval has been collected.

Closing

Each step before this is taken so that you're completely prepared for your closing. We'll work with the Closing Attorney to let you know the exact amount you can expect to bring, as well as where to go and when. Once all the paperwork is signed, you'll walk away from the closing table a happy homeowner!

Closing

Each step before this is taken so that you're completely prepared for your closing. We'll work with the Closing Attorney to let you know the exact amount you can expect to bring, as well as where to go and when. Once all the paperwork is signed, you'll walk away from the closing table a happy homeowner!

Get Approved Fast
Testimonials

What Clients Are Saying

5/5
“Barry blount is by far the easiest and best loan officer I have ever dealth with, he made our home buying experience very easy. Dealing with him was very quick and to the point, very curteous and detailed gentleman. We will be using him in the future and my family will be certainly using him as well.”
5/5
“I purchased a property and used a short-term family loan to close immediately (we needed a place immediately). I called Bruce to get a cash out refinance from my main home to pay for the new home. We discussed several options and the cash out refi was my best option. He was helpful throughout the process.”
5/5
“I am very critical of people I do business with but this young lady was better than good, I now brag about her to friends and relatives, if you are looking for a loan officer then you do not need to look any further I will stand behind her any day of the week, she is a very hard worker and never gives up with your loan, she will work at home till midnight on your loan, she will do whatever it takes, I highly recommend Cynthia I consider her a friend for life MALCOLM AND VERONICA JOHNSON”
Ready for the next step
Let’s Talk.

Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process.

15400 Knoll Trail Dr.
Suite 300
Dallas, TX 75248

NMLS ID 129122

© 2022 – All rights reserved | Oz Lending is a DBA of AmCap Mortgage, Ltd. (NMLS ID# 129122 – www.nmlsconsumeraccess.org), an Equal Housing Lender.

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