Down Payment Assistance

Oz Lending Loan Process

Connection

Starting with an in-depth conversation allows us to get a better understanding of your specific needs. By Making this connection we'll be able to tailor your experience so that it's just right for you.

woman on floor buying a new home

Connection

Starting with an in-depth conversation allows us to get a better understanding of your specific needs. By Making this connection we'll be able to tailor your experience so that it's just right for you.

Application

Through the application we're able to learn even more about your specific circumstances; that will help us to keep things moving with your loan process. We'll even be able to give you a better idea of what you're able to spend on your new home.

Documentation

We’ll need your help on this part. Certain documents are critical to have in order to keep your home loan moving. Please provide these as quickly as possible when the request comes through to avoid delays. If you’re unsure about a request, your Loan Wizard comes in handy and can help guide you through.

Documentation

We’ll need your help on this part. Certain documents are critical to have in order to keep your home loan moving. Please provide these as quickly as possible when the request comes through to avoid delays. If you’re unsure about a request, your Loan Wizard comes in handy and can help guide you through.

man on couch buying a new home

Contract Executed (or) TBD Underwriting

We have an option pre-approve you and get you ready for an execuatable contract on your new home prior to finalizing all the steps required for full approval. This can help you to get your offer in fast and ensure you don't miss out!

Contract Executed (or) TBD Underwriting

We have an option pre-approve you and get you ready for an execuatable contract on your new home prior to finalizing all the steps required for full approval. This can help you to get your offer in fast and ensure you don't miss out!

Inspection & Appraisal

These are key components of buying a home. As well as financing one. We'll work hard to get these items scheduled and rolling as soon as possible.

Undewritting

Next comes the Underwriter! They'll conduct a super thorough review of your loan and request conditions. Your loan wizard will work with you to get these items resolved and keep the file moving right along.

Undewritting

Next comes the Underwriter! They'll conduct a super thorough review of your loan and request conditions. Your loan wizard will work with you to get these items resolved and keep the file moving right along.

Processing

Your Oz Lending Processor is part of your team that will get you to closing on time. They'll work closely with you and your Loan Wizard to ensure everything needed for approval has been collected.

Closing

Each step before this is taken so that you're completely prepared for your closing. We'll work with the Closing Attorney to let you know the exact amount you can expect to bring, as well as where to go and when. Once all the paperwork is signed, you'll walk away from the closing table a happy homeowner!

Closing

Each step before this is taken so that you're completely prepared for your closing. We'll work with the Closing Attorney to let you know the exact amount you can expect to bring, as well as where to go and when. Once all the paperwork is signed, you'll walk away from the closing table a happy homeowner!

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Testimonials

What Clients Are Saying

5/5
“He was great to work with very easygoing and explained everything in terms I could understand. I will recommend him to all my friends and family buying homes.”
5/5
“We used Chuck when we purchased our home and recently used his services to refinance our home and he provided the same service. He answered every single question no matter how early or late it was.”
5/5
“Barry blount is by far the easiest and best loan officer I have ever dealth with, he made our home buying experience very easy. Dealing with him was very quick and to the point, very curteous and detailed gentleman. We will be using him in the future and my family will be certainly using him as well.”
5/5
“Barry is the supreme educator for homebuyers. He is very knowledgable and provides relevant and timely advice. Even when there were challenges to obtaining a mortgage, he continued to provide guidance, education and support.”
5/5
“Third time to use Barry, this time he pulled off an amazing feat. From first call to close in 30 days! Others said it could not be done. A pleasure to work with Barry and his team, no surprises!”
5/5
“Bruce with Oz Lending was absolutely amazing! From our initial introduction, until our loan was fully funded, he was all my wife could ask for in a mortgage lender. He was responsive, courteous, and a great professional. He always gave me information that I felt was trustworthy and even encouraged us to explore other lenders when we first initiated contact with him. If we ever decide to into the home purchase market again, Bruce will absolutely be our choice for mortgage lending.”
5/5
“I have worked with Barry on two separate occasions. He is not the closest lender to me. But I’d go out of my way to use him over and over again. I have found him to be helpful, honest, caring, capable and the positive adjectives could go on and on. He’s helped other friends of mine and they have felt the same way. If you need a lender.. look no further. He’ll do everything he can for you. He makes you feel like you’re the most important person in the world at that moment and goes above and beyond to get the loan done and done quickly.”
5/5
“Bruce Cline restored my faith in ever finding great customer service again! Remember when people always responded in a timely manner? Well, Bruce Cline still delivers. He answers all questions quickly and courteously. During our refinance process, he did everything he could to get us to closing in less than 4 weeks! His personal courteous responsiveness is what makes him the best! A sincere thank you to Bruce and his team.”
5/5
“I did my due diligence with a few different companies and I’m so thankful I found Bruce. He not only beat the competitors quotes/fees etc, but he also beat them in customer service. He was so professional yet very personable. Was always quick to respond and was so patient with me and super informative. Just closed on my Refi Friday and couldn’t be happier!”

Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process.

15400 Knoll Trail Dr.
Suite 300
Dallas, TX 75248

NMLS ID 129122

© 2022 – All rights reserved | Oz Lending is a DBA of AmCap Mortgage, Ltd. (NMLS ID# 129122 – www.nmlsconsumeraccess.org), an Equal Housing Lender.