Down Payment Assistance
Oz Lending Loan Process
Connection
Starting with an in-depth conversation allows us to get a better understanding of your specific needs. By Making this connection we'll be able to tailor your experience so that it's just right for you.

Connection
Starting with an in-depth conversation allows us to get a better understanding of your specific needs. By Making this connection we'll be able to tailor your experience so that it's just right for you.
Application
Through the application we're able to learn even more about your specific circumstances; that will help us to keep things moving with your loan process. We'll even be able to give you a better idea of what you're able to spend on your new home.
Documentation
We’ll need your help on this part. Certain documents are critical to have in order to keep your home loan moving. Please provide these as quickly as possible when the request comes through to avoid delays. If you’re unsure about a request, your Loan Wizard comes in handy and can help guide you through.
Documentation
We’ll need your help on this part. Certain documents are critical to have in order to keep your home loan moving. Please provide these as quickly as possible when the request comes through to avoid delays. If you’re unsure about a request, your Loan Wizard comes in handy and can help guide you through.

Contract Executed (or) TBD Underwriting
We have an option pre-approve you and get you ready for an execuatable contract on your new home prior to finalizing all the steps required for full approval. This can help you to get your offer in fast and ensure you don't miss out!
Contract Executed (or) TBD Underwriting
We have an option pre-approve you and get you ready for an execuatable contract on your new home prior to finalizing all the steps required for full approval. This can help you to get your offer in fast and ensure you don't miss out!
Inspection & Appraisal
These are key components of buying a home. As well as financing one. We'll work hard to get these items scheduled and rolling as soon as possible.
Undewritting
Next comes the Underwriter! They'll conduct a super thorough review of your loan and request conditions. Your loan wizard will work with you to get these items resolved and keep the file moving right along.
Undewritting
Next comes the Underwriter! They'll conduct a super thorough review of your loan and request conditions. Your loan wizard will work with you to get these items resolved and keep the file moving right along.
Processing
Your Oz Lending Processor is part of your team that will get you to closing on time. They'll work closely with you and your Loan Wizard to ensure everything needed for approval has been collected.
Closing
Each step before this is taken so that you're completely prepared for your closing. We'll work with the Closing Attorney to let you know the exact amount you can expect to bring, as well as where to go and when. Once all the paperwork is signed, you'll walk away from the closing table a happy homeowner!
Closing
Each step before this is taken so that you're completely prepared for your closing. We'll work with the Closing Attorney to let you know the exact amount you can expect to bring, as well as where to go and when. Once all the paperwork is signed, you'll walk away from the closing table a happy homeowner!
