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Oz Lending Loan Process

Connection

Starting with an in-depth conversation allows us to get a better understanding of your specific needs. By Making this connection we'll be able to tailor your experience so that it's just right for you.

Connection

Starting with an in-depth conversation allows us to get a better understanding of your specific needs. By Making this connection we'll be able to tailor your experience so that it's just right for you.

Application

Through the application we're able to learn even more about your specific circumstances; that will help us to keep things moving with your loan process. We'll even be able to give you a better idea of what you're able to spend on your new home.

Documentation

We’ll need your help on this part. Certain documents are critical to have in order to keep your home loan moving. Please provide these as quickly as possible when the request comes through to avoid delays. If you’re unsure about a request, your Loan Wizard comes in handy and can help guide you through.

Documentation

We’ll need your help on this part. Certain documents are critical to have in order to keep your home loan moving. Please provide these as quickly as possible when the request comes through to avoid delays. If you’re unsure about a request, your Loan Wizard comes in handy and can help guide you through.

Contract Executed (or) TBD Underwriting

We have an option pre-approve you and get you ready for an execuatable contract on your new home prior to finalizing all the steps required for full approval. This can help you to get your offer in fast and ensure you don't miss out!

Contract Executed (or) TBD Underwriting

We have an option pre-approve you and get you ready for an execuatable contract on your new home prior to finalizing all the steps required for full approval. This can help you to get your offer in fast and ensure you don't miss out!

Inspection & Appraisal

These are key components of buying a home. As well as financing one. We'll work hard to get these items scheduled and rolling as soon as possible.

Undewritting

Next comes the Underwriter! They'll conduct a super thorough review of your loan and request conditions. Your loan wizard will work with you to get these items resolved and keep the file moving right along.

Undewritting

Next comes the Underwriter! They'll conduct a super thorough review of your loan and request conditions. Your loan wizard will work with you to get these items resolved and keep the file moving right along.

Processing

Your Oz Lending Processor is part of your team that will get you to closing on time. They'll work closely with you and your Loan Wizard to ensure everything needed for approval has been collected.

Closing

Each step before this is taken so that you're completely prepared for your closing. We'll work with the Closing Attorney to let you know the exact amount you can expect to bring, as well as where to go and when. Once all the paperwork is signed, you'll walk away from the closing table a happy homeowner!

Closing

Each step before this is taken so that you're completely prepared for your closing. We'll work with the Closing Attorney to let you know the exact amount you can expect to bring, as well as where to go and when. Once all the paperwork is signed, you'll walk away from the closing table a happy homeowner!

Testimonials

What Clients Are Saying

5/5
“Barry is the supreme educator for homebuyers. He is very knowledgable and provides relevant and timely advice. Even when there were challenges to obtaining a mortgage, he continued to provide guidance, education and support.”
5/5
“Chuck and his team were always answering questions around the clock. During closing I was told by the title company that my closing process was one of the few closings that had been going very smooth.”
5/5
“Barry’s industry knowledge and professionalism made this a smooth process. Barry was prompt to return calls, and made the extra effort to get me the best possible program. I would not hesitate to refer him to friends and family.”
Ready for the next step

Let’s Talk.

Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process.

2805 Dallas Pkwy,
Suite 150
Plano, TX 75093
NMLS ID 1124061

Copyright 2021. All Rights Reserved. NMLS ID#: 2140754.  Oz Lending, DBA of Lower, LLC is actively licensed in TX, AZ, AR, CA, FL, IA, LA, MD, MA, NC, OH, OK, PA, SC, TN, VA.  Lower is an Equal Housing Opportunity Lender. Company NMLS ID#: 1124061 www.nmlsconsumeraccess.org.

Please visit www.homeside.com/license for Lower’s State Licensing Information and www.homeside.com/privacy to view Lower’s privacy policy. All loan applications are subject to underwriting and approval. Any loan programs, terms, and conditions discussed herein are subject to change without notice. Restrictions may apply, call 888-826-2710 for complete loan details http://www.homeside.com/privacy

Oz Lending

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