Southeast Texas Housing Finance Corporation (SETH)

At Oz Lending, we understand that the path to homeownership can seem challenging. That’s why we offer the SETH Down Payment Assistance Program, designed to help both first-time and repeat homebuyers achieve their homeownership dreams.

With SETH’s assistance, eligible buyers can receive financial support to cover their down payment and closing costs, lowering the upfront expenses of buying a home. Whether you’re a first-time buyer or returning to the market, this program offers flexibility, with no requirement to be a first-time homebuyer.

By combining SETH’s assistance with fixed-rate mortgage options, you’ll have the support you need to purchase your dream home without the stress of overwhelming upfront costs.

Paying too much for your mortgage?

Just answer the simple questions below to calculate a lower mortgage rate & payment. We make the process quick & easy.

Loan Requirements

Min. Credit score:

Min. Down Payment:

Loan Features

Designed for first-time or repeat homebuyers
Financial support to cover their down payment and closing costs

Disclaimer: This is not an approval or a commitment to lend. This information is provided in an effort to better inform you about the loan products we offer at Oz Lending. Rates, terms and conditions are subject to change without notice.

Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process.

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