FHA

Federal Housing Administration Loan

Are you a first-time homebuyer that wants to get in a home but has saved a lot for a down payment and doesn’t have the best credit? Look no further, this loan was designed just for you! With an FHA loan, you can get the home of your dream now and pay for your home as you go. This loan was specifically designed as an alternative to conventional financing and includes a breadth of benefits to get you the home you want.

Paying too much for your mortgage?

Just answer the simple questions below to calculate a lower mortgage rate & payment. We make the process quick & easy.

Loan Requirements

Min. Credit score:

580

Min. Down Payment:

Loan Features

First Time Home Buyers
Low credit qualifying
FHA allows sellers to give up to 6% of the home purchase price to an FHA buyer to pay for closing costs and pre-paid costs
Fixed or adjustable rates available
Up to 56.99% back end DTI (debt-To Income)

Disclaimer: This is not an approval or a commitment to lend. This information is provided in an effort to better inform you about the loan products we offer at Oz Lending. Rates, terms and conditions are subject to change without notice.

Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process.

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