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USDA

United States Department of Agriculture Loan

Looking to buy a property in a rural area? This loan is for you. The USDA-backed loan offers qualifying low-to-moderate income borrowers the option of no down payment when they buy in a designated rural area.

Loan Requirements
Min. Credit score:
580
Min. Down Payment:
0%
Loan Features
  • 0% down
  • low-income requirements
  • USDA-backed
  • Allows seller contribution to closing costs

Disclaimer: This is not an approval or a commitment to lend. This information is provided in an effort to better inform you about the loan products we offer at Oz Lending. Rates, terms and conditions are subject to change without notice.

Ready for the next step

Let’s Talk.

Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process.

2805 Dallas Pkwy,
Suite 150
Plano, TX 75093
NMLS ID 1124061

© 2022 – All rights reserved | Oz Lending is a DBA of AmCap Mortgage, Ltd. (NMLS ID# 129122 – www.nmlsconsumeraccess.org), an Equal Housing Lender.

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