Texas State Affordable Housing Corporation (TSAHC)

At Oz Lending, we proudly offer the TSAHC Down Payment Assistance Program, making homeownership more accessible for low to moderate-income Texans, as well as teachers, veterans, and other community heroes.

Through TSAHC, eligible homebuyers can receive financial assistance for their down payment and closing costs. The program provides options like grants or forgivable loans, reducing the financial burden when purchasing a home. Additionally, TSAHC offers Mortgage Credit Certificates (MCCs), which allow you to save on your federal income taxes each year.

Whether you’re a first-time homebuyer or working in a field that supports our community, Oz Lending is here to guide you through the process. With competitive mortgage options and personalized support, we’ll help you find the right solution for your home-buying journey.

Contact Oz Lending today to learn more about TSAHC and how we can help you make homeownership a reality!

Paying too much for your mortgage?

Just answer the simple questions below to calculate a lower mortgage rate & payment. We make the process quick & easy.

Loan Requirements

Min. Credit score:

Min. Down Payment:

Loan Features

For low to moderate-income families
Financial assistance for down payment and closing costs
Options include grants or forgivable loans
Offers Mortgage Credit Certificates (MCCs) for yearly tax relief

Disclaimer: This is not an approval or a commitment to lend. This information is provided in an effort to better inform you about the loan products we offer at Oz Lending. Rates, terms and conditions are subject to change without notice.

Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process.

Having difficulty making your payments?
Explore Foreclosure Alternatives