Fannie Mae HomeReady

If you’re a homebuyer with a good credit history and a stable job, but not a lot saved for a down payment, the Fannie Mae HomeReady® mortgage may be for you. HomeReady is a fixed-rate affordable housing program for low-to-moderate-income borrowers with as low as a 3% down payment or up to 97% financing.

To learn more about HomeReady resources and updates, please visit: Fannie Mae Homeready

Paying too much for your mortgage?

Just answer the simple questions below to calculate a lower mortgage rate & payment. We make the process quick & easy.

Loan Requirements

Min. Credit score:

620

Min. Down Payment:

Loan Features

First Time Homebuyer
Low Down Payment
Low Income Required

Disclaimer: This is not an approval or a commitment to lend. This information is provided in an effort to better inform you about the loan products we offer at Oz Lending. Rates, terms and conditions are subject to change without notice.

Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process.

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