Conventional Loan Refi

At Oz Lending, unlike with government loans like FHA our Conventional loans offer you the most flexibility for getting approved on almost any property type. In addition, if you can put +20% down you can eliminate mortgage interest (PMI) on your loan saving you money over the life of the loan. With down payment options starting at only 5% down you can rest easy knowing that our Oz Wizards will find a conventional loan that’s right for you and your family.

Loan Requirements
Min. Credit score:
Min. Down Payment:
Loan Features
  • Great Rates
  • Flexible Down Payment Options
  • Multitude of Eligible Property
  • No PMI if +20% Down

Disclaimer: This is not an approval or a commitment to lend. This information is provided in an effort to better inform you about the loan products we offer at Oz Lending. Rates, terms and conditions are subject to change without notice.

Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process.

15400 Knoll Trail Dr.
Suite 300
Dallas, TX 75248

NMLS ID 129122

© 2022 – All rights reserved | Oz Lending is a DBA of AmCap Mortgage, Ltd. (NMLS ID# 129122 –, an Equal Housing Lender.

Contact One Of Our Loan "Wizards" Today!

Complete the form below and once submitted, we’ll take it from there. Or give us a call in our office at (214) 587-9046

By submitting this form I agree to be contacted by an Oz Lending representative.