Conventional Loan Refi

At Oz Lending, unlike with government loans like FHA our Conventional loans offer you the most flexibility for getting approved on almost any property type. In addition, if you can put +20% down you can eliminate mortgage interest (PMI) on your loan saving you money over the life of the loan. With down payment options starting at only 5% down you can rest easy knowing that our Oz Wizards will find a conventional loan that’s right for you and your family.

Paying too much for your mortgage?

Just answer the simple questions below to calculate a lower mortgage rate & payment. We make the process quick & easy.

Get lower rate!

Loan Requirements

Min. Credit score:

620

Min. Down Payment:

5%

Loan Features

Great Rates
Flexible Down Payment Options
Multitude of Eligible Property
No PMI if +20% Down

Disclaimer: This is not an approval or a commitment to lend. This information is provided in an effort to better inform you about the loan products we offer at Oz Lending. Rates, terms and conditions are subject to change without notice.