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Sr. Loan Officer
NMLS ID 1465948
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Contact Info

P: (214) 729-2947
2805 Dallas Pkwy
Suite 150
Plano, TX 75093

About Bruce Cline

As a senior mortgage loan advisor, I’m dedicated to working with you to find the best loan options for you and your family.  My goal is to educate you about the lending process so you’ll feel more confident about one of the largest financial decisions in your life.  My team and I will work hard to communicate effectively with you, gather all required documents and answer your questions all along the way.  Together, we have developed a much smoother loan process taking you from application to closing in as little as 15 days.

Not long ago, I was a self-employed individual seeking a mortgage loan.  I remember well the challenges I faced and the lack of understanding I had about the lending process.  Those challenges eventually resulted in my transition into the mortgage industry.  I understand the uncertainty, fears, and frustrations you may be facing as a homebuyer.  Ultimately, my personal experiences as a borrower enable me to be a more prepared and qualified mortgage loan advisor.

Reviews For Bruce Cline

5/5
“Bruce with Oz Lending was absolutely amazing! From our initial introduction, until our loan was fully funded, he was all my wife could ask for in a mortgage lender. He was responsive, courteous, and a great professional. He always gave me information that I felt was trustworthy and even encouraged us to explore other lenders when we first initiated contact with him. If we ever decide to into the home purchase market again, Bruce will absolutely be our choice for mortgage lending.”
5/5
“Bruce was easy to work with and kept me up to date on everything. I’m overly detailed and sometimes called him multiple times a day with questions. He always took my calls and if not, he returned my calls in a timely matter”
5/5
“I found Bruce very professional, knowledgeable and a very patient guy. I threw lot of questions at different times and he responded all of them in a timely manner and very quick in responses and never got frustrated by any of my multiple queries. He never forced me, never called me again and again, always provided whatever I asked for in the beginning and that was the reason I felt comfortable in going with him and of course the lowest rate in the market. What else anybody needs?”
5/5
“I did my due diligence with a few different companies and I’m so thankful I found Bruce. He not only beat the competitors quotes/fees etc, but he also beat them in customer service. He was so professional yet very personable. Was always quick to respond and was so patient with me and super informative. Just closed on my Refi Friday and couldn’t be happier!”
5/5
“Bruce was Great, Had our Refinance done in 15 days, (after he helped me clear up a few dings on my credit (that i didn’t even know were there) Everything is electronically uploaded, no more “you forgot this paperwork” Highly Recommended.”
Ready for the next step

Let’s Talk.

Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process.

2805 Dallas Pkwy,
Suite 150
Plano, TX 75093
NMLS ID 1124061

© 2022 – All rights reserved | Oz Lending is a DBA of AmCap Mortgage, Ltd. (NMLS ID# 129122 – www.nmlsconsumeraccess.org), an Equal Housing Lender.

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Bruce Cline

Reviews For Bruce Cline

5/5
“Bruce with Oz Lending was absolutely amazing! From our initial introduction, until our loan was fully funded, he was all my wife could ask for in a mortgage lender. He was responsive, courteous, and a great professional. He always gave me information that I felt was trustworthy and even encouraged us to explore other lenders when we first initiated contact with him. If we ever decide to into the home purchase market again, Bruce will absolutely be our choice for mortgage lending.”
5/5
“Bruce was easy to work with and kept me up to date on everything. I’m overly detailed and sometimes called him multiple times a day with questions. He always took my calls and if not, he returned my calls in a timely matter”
5/5
“I found Bruce very professional, knowledgeable and a very patient guy. I threw lot of questions at different times and he responded all of them in a timely manner and very quick in responses and never got frustrated by any of my multiple queries. He never forced me, never called me again and again, always provided whatever I asked for in the beginning and that was the reason I felt comfortable in going with him and of course the lowest rate in the market. What else anybody needs?”
5/5
“I did my due diligence with a few different companies and I’m so thankful I found Bruce. He not only beat the competitors quotes/fees etc, but he also beat them in customer service. He was so professional yet very personable. Was always quick to respond and was so patient with me and super informative. Just closed on my Refi Friday and couldn’t be happier!”
5/5
“Bruce was Great, Had our Refinance done in 15 days, (after he helped me clear up a few dings on my credit (that i didn’t even know were there) Everything is electronically uploaded, no more “you forgot this paperwork” Highly Recommended.”
5/5
“Bruce Cline restored my faith in ever finding great customer service again! Remember when people always responded in a timely manner? Well, Bruce Cline still delivers. He answers all questions quickly and courteously. During our refinance process, he did everything he could to get us to closing in less than 4 weeks! His personal courteous responsiveness is what makes him the best! A sincere thank you to Bruce and his team.”
5/5
“I purchased a property and used a short-term family loan to close immediately (we needed a place immediately). I called Bruce to get a cash out refinance from my main home to pay for the new home. We discussed several options and the cash out refi was my best option. He was helpful throughout the process.”
5/5
“As a first time homeowner, Bruce and his team made me very comfortable. You hear all the horrible horror stories about home purchases and loan approval. I was terrified going in. I was very wrong! Bruce and his team answered all and I mean all of my questions. I highly recommend Bruce!”